Affirm Financing
About Affirm
Pro World has teamed up with Affirm to offer easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you actually pay. Provide some basic information and get a real time decision to split your purchase into 3, 6, or 12 monthly payments with rates from 10-36% APR. For example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.
How Does It Work?
Add To Cart
Checkout with Affirm
Receive Your Items
Pay Over TimeFAQ
Does Affirm perform a credit check?
Affirm performs a “soft credit check” which will not affect your credit score! If you return to Affirm for future purchases, Affirm may run additional "soft credit checks.”
Why was I prompted to pay a down payment with a debit card?
Affirm tries hard to approve every purchase but sometimes can’t approve the full amount. When this happens, they provide a debit card down payment option so that you may still complete your purchase right away.
Why was I prompted for a checking account?
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If Affirm prompts you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.
How do I sign up for Affirm?
There are two ways to sign up for Affirm:
- Create an Affirm account at www.affirm.com/account in just a few easy steps; or
- Select Affirm as your payment method while checking out with any Affirm online merchant partner.
What is required to have an Affirm account?
To sign up for Affirm, you must:
- Be a resident of the U.S. (including U.S. territories).
- Be at least 18 years old (19 if you’re a ward of the state in Nebraska).
- Have a Social Security number.
- Own a phone number that receives SMS and is registered to the United States or U.S. territories.
Are there any interest or fees associated with Affirm loans?
Affirm loans vary between 0% APR or 10-36% APR. The corresponding finance charge is the only fee associated with an Affirm loan - we don’t charge late fees, service fees, prepayment fees, or any other hidden fees. We strive always to be more transparent and fair than any other form of financing.
What are my payment options?
When you make a purchase of $100 or more with Affirm, you can pay over 3, 6, or 12 months. For example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR. For purchases between $50.00–$99.99, you can pay over 3 or 6 months.
Do I have a credit limit with Affirm?
Unlike a credit card, Affirm is not a revolving line of credit. While customers can take out multiple Affirm loans at once, each Affirm loan application is evaluated separately as a closed-end transaction. An application from a returning customer may be denied, however, if that customer has failed to repay other Affirm loans on time or if the customer shows excessive borrowing behavior.
Does Affirm perform a credit check?
Yes, when you first create an Affirm account, we perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.
If you apply for more loans with Affirm, we may perform additional ‘soft’ credit checks to ensure that we offer you the best financing options possible.
Does Affirm report to credit bureaus?
Yes. Our goal is to give you the opportunity to build your credit history as you repay your Affirm loans. That’s why, for loans requested on or after August 3, 2016, Affirm reports information about your loan and payment activity to Experian (and plans to report to other credit bureaus in the future).
Because FICO and credit bureaus calculate your credit scores in ways that are not publicly known, we can’t predict exactly how your credit score will be affected. There are many factors that could impact your credit, such as your payment history, the amount of available credit that you have used, the length of your credit history, and the number of accounts you have recently opened.
Who are the lending partners associated with Affirm?
Payment options through Affirm are provided by these lending partners: affirm.com/lenders.
Is my personal information secure with Affirm?
Yes, protecting your personal information is very important to us. We encrypt sensitive data including Social Security numbers. We also maintain physical, electronic, and procedural safeguards to protect your information. We do not sell or rent your information to anyone. You can read more about our Privacy Policy here.